Medical Cost Sharing – Powered by Sedera
A New Approach
We help businesses take a new approach to healthcare for their employees. Our model is built on a 30-year legacy of the medical cost sharing industry and borrows from the best innovations of the modern sharing economy. What Uber did for transportation and Airbnb did for hospitality, we are doing for healthcare.We invite our members to be active and engaged participants in their healthcare. We ask them to commit to pursuing a healthy lifestyle. Together, we are building a new kind of community, one centered on healthy living and sharing the cost of medical care. In doing so, we are able to provide a high-end healthcare experience, delivering tremendous value for members and their families.
How it Works
Members contribute a fixed amount per month to participate in the sharing community. When an individual has a medical need, the Sedera community steps in to ensure the need is met.A “Need” is one or more medical expenses caused by an accident or illness.
Members first meet an initial unshareable amount up to $500 or $1000 according to their membership type. After an individual’s third medical need (fifth need when a family is participating), costs are fully shared among the community.
Why it’s Better
The medical cost sharing industry is growing quickly, with one million members nationwide accessing one billion dollars in sharing.Our members reduce medical costs through smart choices about diet, exercise and lifestyle. Through honoring these requirements and through proven provider negotiation, our cost sharing model provides members with high-end services while lowering monthly expenses and out-of-pocket costs. Members have the freedom to choose their own doctor, visit well-regarded medical providers and typically still see that the total cost of healthcare is 30-50% less.